The holidays are eagerly awaited each year, it’s time to finally relax and recharge your batteries before returning to work. However, sometimes they can be spoiled by small problems that represent a lot for you.
This is the case when your luggage is lost or stolen. It is therefore important to learn about the possibilities in case it happens and to be protected against these risks, for example with luggage insurance.
What to do in case of loss or theft of luggage?
First of all before leaving it is important to guard yourself. To do this keep valuables (computer, jewelry) and sentimental items in your carry-on. This will allow you to always have them on you and avoid their deterioration, theft or loss. Remember also to label clearly inside and outside of your bag your coordinates, this will allow you to be contacted (and) in case your luggage is found.
When you realize that your baggage has been lost, damaged or stolen it is important to report it directly to the baggage service of the airport or your airline and to require a receipt. The luggage will be returned to your home free of charge if found. You can also claim compensation from the company if you have had to make essential purchases (toothbrush, clothes) to remedy the loss or theft of your luggage. Baggage is generally found within 48 hours, they are declared lost after 21 days.
What does the airline cover?
Compensation in case of non-final recovery of baggage is variable. You will only be able to claim this compensation after 21 days and will have to respect the deadlines of claim according to the companies.
The Montreal Convention (Article 22) provides that companies must pay up to 1,100 euros for luggage and per passenger in case of loss or damage to luggage. You must submit your claim in writing to your company after the 21 day period.
Think about your credit card
You can also insure against loss or theft of your luggage with your credit card. Indeed some credit cards offer luggage insurance. Check with your bank to see if you are already covered. If not, you can use our comparison platform to find the credit card that will fully meet your needs and protect your property with luggage insurance. Most credit cards also offer miles when you buy, which will save you money on future trips.
Baggage loss, theft, or damage does not just happen to others, so find out how to protest after these incidents. Luggage insurance is also a good way to protect yourself and go on holiday with peace of mind.